Discounts on Car Insurance - How to Save Money by Getting Discounts on Your Car Insurance

Most people are not aware that discounts on car insurance can save them a lot of money.  If you are not currently getting any discounts on your car insurance, you should know how to look for discounts.  There are normally policy discounts and vehicle related discounts.  Your vehicle may have features that will qualify you for discounts.  By following some simple tips on how to combine discounts together to reduce your car insurance premium, you can use your car insurance discounts to save money. 

Policy discounts include buying more than one insurance policy with the same company or insuring more than one vehicle on a policy. If you have a homeowner's insurance policy and an auto policy with the same insurance company, you should get a discount on both or at least one policy.  If you buy a life insurance policy and an auto policy with the same insurance company, then you should also get a discount on your auto policy.  Car insurance discounts usually include paying your car insurance policy in full in one payment.  This discount can be as low as 2% or as high as 10%. 

Vehicle related car insurance discounts include features on your vehicle and the location of your vehicle at night.  If you are putting your vehicle into a garage at night, then most companies will give you a discount.  Features on your vehicle that may qualify you for a discount on your car insurance could include an alarm system or airbags.  Newer models of vehicles come with airbags that are placed between the roof and the front doors.  These types of airbags may help you to get your premium reduced.  Newer vehicles also may have a tracking system or GPS installed which will help to locate your vehicle if it is stolen.  This feature should also help lower your premium.

The best thing to do to get the most car insurance discounts is to combine policy and vehicle related discounts.  If you can, you should also try to purchase all of your insurance from just one company so that you are getting the best price for your insurance.  If you currently don't have a life insurance policy, you might want to buy one to save money on your car insurance policy.  A small life insurance policy is usually not expensive, and you can save on your car insurance while taking care of your loved ones at the same time.  Make sure that the insurance company is aware of all of the features on your car so that you can get all of the discounts for which you are qualified. 

* Average annual savings for new insurancelosangeles.us customers who reported savings last month. Your savings may vary.

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