Insurance Discounts - Examples of Common Insurance Discounts

Everyone wants to get discounts on their auto insurance.  Many auto insurance discounts are available to you but you have to which ones may apply to you.  There are discounts for features on your vehicle, and there are policy discounts.  You may be driving an older vehicle, but you should still check all discounts to see if you are qualified for any of them.  A newer model vehicle is sure to come with features that will make qualified for at least some discounts.  Policy discounts are easy to get if you know what to look for when reviewing an insurance company.  Most insurance companies will provide information on their discounts on their websites.

The features on your vehicle may qualify you for discounts.  Most vehicles built during the 90's came with airbags and this will get you a discount with most insurance companies.  If your vehicle is new and it has airbags installed into the rear of the front passenger seats, you should qualify for substantial discounts.  Your vehicle may come with automatic seatbelts and this will usually get you a discount.  Any anti-theft devices should qualify you for a discount.  If you have a finder or positioning system installed into your vehicle, you should also be entitled to some auto insurance discounts.

There are different policy discounts that may help you reduce the cost of your car insurance.  The most common form of policy discount is a multi-policy discount.  This will help you if have more than one insurance policy with the same insurance company.  If you buy your auto insurance and your homeowner's or life insurance with the same company, you will receive a discount.  Another policy discount is offered when you pay for your policy in one payment.  You may get a policy discount if you have been insured with the same company for more than five years.  Auto insurance discounts can also be applied if you have not had an accident within several years.

You can easily see that there are many auto insurance discounts that can help you lower your premium.  If you don't see any discounts on your insurance policy, you should review all possible discounts and see which ones you may be able to get.  You can also call the insurance company directly and ask for help in lowering your insurance premium.  Insurance companies do not want you to cancel your policy, so they will often help you to find ways to reduce it. 

* Average annual savings for new insurancelosangeles.us customers who reported savings last month. Your savings may vary.

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